Purchasing cards are a subset of commercial credit/ debit cards typically with built in limitations on dollar amounts and a pre-defined set of businesses. Examples of p-cards can be an “office expenses” card held by the office manager that can only use up to $500 a month for expenses at office supply stores such as Staples, Office Max, or Office Depot. Many P-cards are paid off monthly in full, unlike a traditional credit card where balances can roll over for months with additional interest. Also unlike typical employee corporate cards, the company, not the employee is liable for expenses on p-cards.
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